{"title":"Cyber Coverage","subtitle":"","body":"\u003cstyle\u003e\n    li{\n    font-size: 15px;\n    font-weight: normal;\n    }\n\u003c/style\u003e\n\u003cp\u003eBCAA Home Insurance is discontinuing its Identity Theft Coverage. It has been replaced with a new Cyber Coverage option which offers comprehensive protection for the costs and damages resulting from incidents like identity theft, online fraud, and home system compromise. Plus, coverage holders get access to a 24/7 support helpline in the event you suspect you\u0027ve been the target of a cybercrime.\u003c/p\u003e\n\u003cp\u003eExisting customers with Identity Theft Coverage will be transitioned to Cyber Coverage at renewal.\u003c/p\u003e\n\u003c!-- \u003cp\u003eCyber Coverage offers comprehensive protection for the costs and damages resulting from incidents like identity theft, online fraud, and home system compromise. Plus, coverage holders get access to a 24/7 support helpline in the event you suspect you\u0027ve been the target of a cybercrime. You can find the full policy wording at \u003ca href=\"/insurance/rd/wordings\"\u003ebcaa.com/wordings\u003c/a\u003e.\u003c/p\u003e --\u003e\n\u003ctable style=\"border: 1px solid #d3d3d3; width: 100%;\" cellspacing=\"1\" cellpadding=\"8\"\u003e\n    \u003ctbody\u003e\n        \u003ctr\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eIdentity Theft Coverage\u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eCyber Coverage\u003c/h4\u003e\n            \u003c/th\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%; vertical-align: top;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eCoverage up to the limit of $10,000 or $25,000 per claim (dependent on your limit selection) for costs you and your insureds suffer from the following illegal access to your identity and/or credit, including:\n            \u003c/p\u003e\n            \u003cul\u003e\n                \u003cli\u003eCredit card forgery\n                \u003c/li\u003e\n                \u003cli\u003eFraudulent transfer or removal of funds from bank accounts\n                \u003c/li\u003e\n                \u003cli\u003eCosts associated with resolving credit issues (e.g. notary fees)\n                \u003c/li\u003e\n                \u003cli\u003eFees for reapplication of loans that were declined due to fraudulent use of your identity\n                \u003c/li\u003e\n                \u003cli\u003eCosts incurred due to the fraudulent application for credit in your name\n                \u003c/li\u003e\n                \u003cli\u003eLegal defense costs relating to fraudulent use of your identity\n                \u003c/li\u003e\n                \u003cli\u003eLegal costs to restoring your credit history\n                \u003c/li\u003e\n                \u003cli\u003eLost wages up to $500 per week for 4 weeks, while dealing with an identity theft issue. \u003c/li\u003e\n            \u003c/ul\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%; vertical-align: top;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e Coverage up to the limit of $25,000 annually, for costs you may incur from the following events:\n            \u003c/p\u003e\n            \u003cul\u003e\n                \u003cli\u003e\u003cstrong\u003eOnline fraud:\u003c/strong\u003e Financial losses if you\u0026rsquo;re tricked into sending money or if your device is compromised by malware or hacking. This includes losses from events like phishing schemes, illegal bank and credit card transfers.\n                \u003c/li\u003e\n                \u003cli\u003e\u003cstrong\u003eIdentity theft:\u003c/strong\u003e Reimbursement of admin and out-of-pocket expenses from restoring your identity.\n                \u003c/li\u003e\n                \u003cli\u003e\u003cstrong\u003eHome system compromise:\u003c/strong\u003e Coverage for your affected home electronic devices and costs to replace, restore or regain access to your data.\n                \u003c/li\u003e\n                \u003cli\u003e\u003cstrong\u003eOnline shopping fraud:\u003c/strong\u003e Financial losses resulting from fraud when purchasing or selling in an online marketplace.\n                \u003c/li\u003e\n                \u003cli\u003e\u003cstrong\u003eCyber extortion:\u003c/strong\u003e Coverage for extortion payments and/or reasonable expenses incurred following an extortion threat.\n                \u003c/li\u003e\n                \u003cli\u003e\n                \u003cstrong\u003eCyber bullying:\u003c/strong\u003e Coverage for costs associated with counselling, replacement wages, temporary relocation or professional security.\u0026nbsp;\u003c/li\u003e\n            \u003c/ul\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eCoverage holders also have access to phone support (available 24/7 excl. December 25 and 26) in the event you suspect you\u0026rsquo;ve been the target of a cybercrime.\n            \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n    \u003c/tbody\u003e\n\u003c/table\u003e","disableFooter":true,"ModalSize":"Large","ID":"d8d110bd-7cf9-4d77-89b3-1cd93dfd05a4","__DisplayName":"","Name":"Cyber Coverage","DisplayName":"Cyber Coverage","SortOrder":300}